8174 Terrace Garden DRIVE N, #310, St. Petersburg, FL, 33709 | $194,000

BEAUTIFUL & DELIGHTFUL POND VIEWS BOTH DAY & NIGHT!! . . . So much to love about this wonderful, spic and span FRESHLY PAINTED, 2 bedroom, 2 bath, unit in the Popular Tiffany Building of Five Towns! Private hallway entry opens into the Spacious Living/Dining room, perfect for entertaining or relaxing. The Kitchen is a large galley with a closet pantry, giving the Cook plenty of workspace. Off the kitchen you will enjoy the wonderful view of the pond and the wildlife as you have breakfast or play cards with friends in the Sitting Room/Breakfast Area. Relaxing Vinyl Enclosed Lanai overlooking the lush landscaped lawn & the main pond complete with lighted fountain & walkway for a leisure stroll. The Master suite is bonus sized and an Ensuite Bath complete with shower (large enough for assistance), and large walk-in closet. The Guest Bedroom is extra spacious (larger than many master suites) The split floor plan offers privacy when guests stay with you. There is a large Laundry Room in the unit with oodles of storage & Covered Parking makes this complete. This building is outstanding with great neighbors and a Secured Lobby. Reasonable HOA fees include: Cable TV for 2 devices, Sewer, Trash, Water, Gas (for cooking and heat), High-speed Internet, Security on-site and Escrow Reserves Fund: Maintenance keeps up Building Exterior, Grounds, and all Recreation Facilities. HOA fees range from $600 to $962 in this community, so $856 per month is right in line and includes so much, as well as one of the few buildings that has a Secured Lobby. Tiffany is also one of the newest buildings in Five Towns, built in 1985. The community offers social events, clubs, 6 pools, Hot Tub, 2 Clubhouses, 2 Work Out Rooms, Tennis, Pickleball, Shuffleboard, Billiards, Card Rooms, Library, Bocce, Horseshoes and so much more. Five Towns will be renovating even more of its amenities over the next few years, which will only add value to these properties. Don't delay, CALL TODAY!

Features

  • Elevator: Y
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Levels: 5
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1985
  • Approx Sq. Feet: 1,235
  • Acreage: 2
  • Est. Taxes: $631
  • Condo Fee: $856 Monthly
  • View: Garden, Water
  • Adult Communities: Yes
  • Pool: Gunite, Heated, In Ground, Lighting, Tile
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: U8218430
  • Days on Market: 196 days
  • Website: https://www.raveis.com
    /prop/U8218430/8174terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2024 3:36:14 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-531-2006

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8174 Terrace Garden DRIVE N, #310, St. Petersburg, FL, 33709

$194,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $155,200 $155,200 $155,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.623%
Monthly Tax Payment $53 $53 $53
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,059 $1,046 $1,341
Total Monthly Payment $1,187 $1,174 $1,469

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.