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4595 Chancellor STREET NE, #223, St. Petersburg, FL, 33703 | $224,900
***Price Improvement**
*FIRST TIME HOME BUYER CONVENTIONAL LOAN, MAKING UNDER 45K PER YEAR, MAY QUALIFY FOR FOR UP TO A 50K GRANT TO USE TOWARD'S THE PURCHASE THIS HOME!
Beautiful water-view condo just minutes from downtown St. Pete, beautiful Florida beaches and close to Tampa!
The Lake Overlook IV complex is located in the highly sought after Shore Acres neighborhood right on Tampa Bay. This neighborhood was awarded an A+ crime rating and known as one of the safest neighborhoods in St. Pete! This is a rare opportunity to get extra square footage as this unit is considered a “Deluxe One Bedroom” which do not come on the market often.
Condo has been completely updated and features a 100% water-proof vinyl plank floor, baseboard moldings, embossed wall treatments, accent walls, new fixtures, recessed lighting, laundry hook-up, walk-through bedroom closet with full length mirrors and central air. Kitchen features exotic wood counters, modern workstation sink, stainless appliances, built in pantry and dim-able lighting. Additional breakfast nook leaves you more space in the living area and features a vaulted ceiling, recessed lighting and display wall. Bathroom features a private vanity area with large tri-fold mirror and contemporary fixtures. Shower area features marbleized tile floor, double shower nook, glass accent tile and a modern frame-less shower door.
Amenities include air conditioned gym, private parking with plenty of visitor parking, extra lockable storage space, secure bike room, built in pool area with BBQ, lake-view courtyard and a large club room with full kitchen. There is also an on-site laundry facility and car wash area. The building was painted just last year and had a new roof installed so there are no special assessments for these high dollar projects on the horizon!
Tastefully updated, freshly painted and move-in ready! This place has it all!
Features
- Elevator: Y
- Heating: Central
- Cooling: Central Air
- Levels: 3
- Amenities: Clubhouse, Elevator(s), Fitness Center, Laundry, Maintenance, Pool, Recreation Facilities, Storage, Vehicle Restrictions
- Rooms: 8
- Bedrooms: 1
- Baths: 1 full
- Laundry: Corridor Access, Inside, Laundry Room, Other
- Complex: LAKE OVERLOOK APTS
- Year Built: 1975
- Common Charge: $516 Monthly
- Approx Sq. Feet: 920
- Acreage: 2.64
- Est. Taxes: $641
- View: Garden, Pool, Water
- Pet Policy: Breed Restrictions, Number Limit, Yes
- Appliances: Convection Oven, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Refrigerator
- MLS#: U8198589
- Days on Market: 327 days
- Website: https://www.raveis.com
/prop/U8198589/4595chancellorstreetne_stpetersburg_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 727-360-6927
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4595 Chancellor STREET NE, #223, St. Petersburg, FL, 33703
$224,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $179,920 | $179,920 | $179,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $53 | $53 | $53 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,227 | $1,196 | $1,517 |
| Total Monthly Payment | $1,355 | $1,324 | $1,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388