Welcome to your charming & cozy new home, ideally located in the beautiful tree lined Woodlawn neighborhood. This captivating 2-3 bedroom, 2 bathroom house offers a unique blend of comfort, convenience, & style perfect for first-time buyers & busy commuters alike. Ideally located in a multifamily zone the property also has great potential to convert or expand. As you approach you'll be greeted by a delightful covered front porch perfect for a morning coffee or evening relaxation. As you step inside, you'll find a spacious living room & updated eat-in kitchen, complete with sleek granite countertops & stainless-steel appliances. The unique layout is spread over 3 levels & creates a welcoming atmosphere, while mini split units provide year-round comfort. Outside, the large rear deck is perfect for entertaining guests & enjoying warm summer evenings. The level rear yard offers ample space for gardening or recreational activities, while the driveway parking spot ensures you'll never need to search for a spot again. Commuters will especially love the home's proximity to the Metro North, allowing for an easy & stress-free commute to NYC. Don't miss out on this exceptional opportunity to own a beautiful piece of Woodlawn complete with super low taxes, just needs your personal touches schedule your showing of this delightful home today!
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Our Executive Mortgage Banker:
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
Total Monthly Payment | $3,198 | $3,128 | $3,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.