ABOUT THIS HOME Welcome to this charming one-bedroom, one-and-a-half bathroom duplex apartment nestled in the heart of Bay Ridge, Brooklyn. This spacious residence offers a delightful open-concept windowed eat-in kitchen that seamlessly flows into the inviting living room. The abundance of natural light through the windows creates a warm and welcoming atmosphere. The updated windowed bathroom features modern amenities, including a custom mirrored medicine cabinet, adding a touch of elegance to your daily routine. The apartment boasts high ceilings, accentuating the feeling of space and airiness, while the hardwood floors add a warm and classic touch to the interior. The bedroom is generously sized, offering ample closet space as well as custom wardrobe closets, ensuring your storage needs are effortlessly met. Whether you're a fashion enthusiast or simply in need of extra space, this bedroom has you covered. Descend to the lower level, where you'll discover not one but two versatile recreational spaces, ready to adapt to your needs. One of these areas currently functions as a home office, while the other offers ample room for use as a spacious den or family room. Additionally, a convenient half bathroom is at your disposal, providing extra comfort and functionality. This apartment truly embodies the best of city living with its blend of modern convenience and classic charm in the vibrant neighborhood of Bay Ridge, Brooklyn. This apartment is quiet and peaceful, despite the building's prime location. This pre-war building, consisting of 18 units, showcases an attractive brick facade and provides access to a common laundry room, bicycle storage, a communal courtyard, and individual storage spaces. The building has been impeccably maintained, with recent upgrades including new windows, repointing, a new boiler, a modern hot water heater, all-new washing machines and dryers in the common laundry area, a contemporary garbage containment system, and a new roof. The financially secure condop maintains adequate reserves, with no current assessment, contributes to keeping maintenance costs low, all while benefiting from professional management. Maintenance charges encompass heating, hot water, snow removal, garbage collection, and custodial services in the common areas. This pet-friendly building welcomes dogs with approval. Added amenities include on-site laundry facilities, bicycle storage, and personal storage in the basement. The apartment is conveniently positioned near excellent restaurants, shopping options, Owl's Head Park, the New York City Ferry at Pier 69, and offers easy access to the N and R subway lines.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,964 | $3,773 |
Total Monthly Payment | $3,094 | $3,056 | $3,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.