Welcome to your future home to be built by local favorite builder, Colour Homes! This is a unique opportunity to own a newly constructed, 3-bedroom, 2-bathroom residence in the coveted Davis Shores neighborhood in St. Augustine, FL. This stunning property will offer a perfect blend of modern elegance, superior craftsmanship, and a Scandinavian-inspired design. With its ideal location within walking distance to downtown St. Augustine, this home provides a seamless combination of style, convenience, and charm. The design embraces clean lines, minimalism, and a focus on natural light and functionality. Step inside and be greeted by an open-concept floor plan that seamlessly combines spaciousness and style. The interior will feature a light and airy ambiance, with large windows, tall ceilings, and carefully selected materials that enhance the aesthetic. With sleek cabinetry, high-quality appliances, and a minimalist design, this kitchen will be a haven for culinary enthusiasts. The master bedroom will offer a serene retreat utilizing clean lines and natural materials. The en-suite bathroom will be a sanctuary of relaxation, featuring modern fixtures and amenities. Beyond the walls of your future home, you'll discover the vibrant and historic downtown St. Augustine just a short stroll away. Immerse yourself in the rich culture and history of this charming city as you explore its picturesque streets, visit local boutiques, and indulge in the diverse culinary scene with a myriad of great restaurants and bars within walking distance. Additionally, the area is renowned for its top-rated schools, parks, and recreational opportunities, providing a well-rounded living experience for residents of all ages. Don't miss this incredible opportunity to own a brand-new, impeccably designed home within walking distance to downtown St. Augustine. Act now and make this home your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,366 | $4,254 | $5,488 |
Total Monthly Payment | $4,696 | $4,584 | $5,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.