440 Palma Ceia ROAD, Winter Haven, FL, 33884 | $839,900

Under Construction. NEW CONSTRUCTION on the LARGEST residential lot in the Cypresswood Golf and Country Club community of Winter Haven! MORE THAN AN ACRE of land accompanies this incredible home with so many outstanding luxury features inside and out. On the exterior, flanked with St. Augustine sod and Florida-friendly landscaping, a paver parking pad awaits at the end of an extensive driveway culminating in the spacious three-car garage with Xylene epoxied floor. Ebony-finished tongue-and-groove ceilings on the front landing and rear screened lanai provide the "wow factor" while 7-inch seamless gutters and built-in soffitt lighting and power outlets provide the utmost functionality and convenience. Through the Therma-Tru insulated front door with decorative glass insert, an abundance of timeless upgrades abound. The Quartz surfaces atop the kitchen island and lower solid wood cabinets surround the Frigidaire pro-series stainless appliances with under-cabinet lighting fit conveniently alongside the walk-in pantry with solid wood shelving. The split bedroom floor plan offers walk-in closets in all bedrooms, including TWO walk-ins in the over-sized master bedroom that also boasts a tray ceiling with beams, garden tub, separate water closet, and spacious dual vanities. Luxury vinyl flooring throughout, insulated Ply-Gem windows, whole-home WiFi extender, foam insulation, 8-inch craftsman baseboards with matching casings, 8-foot hollow-core three-panel masonite doors throughout the interior, and a shallow well with 1. 5 horsepower Flowise pump are only a few of the MANY outstanding features of this brand new home. . . no detail or expense was spared, you can rest assured. Enjoy the outdoors on your private lanai or take a walk, run, or bike ride to enjoy the natural scenery that abounds in this community. Cypresswood Golf and Country Club features an 18-hole championship golf course designed by Ron Garl, junior Olympic-sized community pool, lighted tennis courts, clubhouse, restaurant, pro-shop, event space, and so much more. Minutes from Highway 27 and the I-4 corridor, Winter Haven's very own Legoland Florida Resort, the Polk Parkway, and in the center of a thriving community with many convenient grocery, restaurant, shopping, and commuting options, don't miss this tremendous opportunity to own the most unique piece of property in central Florida! Room Feature: Linen Closet In Bath (Primary Bedroom).

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2023
  • Garage: 3-car Garage Faces Side
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,549
  • Acreage: 1.17
  • Est. Taxes: $674
  • HOA Fee: $1,455 Annually
  • Lot Desc: On Golf Course
  • View: Golf Course
  • Elem. School: Elbert Elem
  • Middle School: Denison Middle
  • High School: Winter Haven Senior
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: P4927826
  • Days on Market: 192 days
  • Website: https://www.raveis.com
    /prop/P4927826/440palmaceiaroad_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2024 11:47:13 AM)
Listing courtesy of JOHN WOOD REALTY, INC.   Phone: 863-324-9663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

440 Palma Ceia ROAD, Winter Haven, FL, 33884

$839,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $671,920 $671,920 $671,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.851% 7.014% 6.915%
Monthly Tax Payment $56 $56 $56
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,527 $4,414 $5,946
Total Monthly Payment $4,675 $4,562 $6,094

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.