20 Mountain Avenue, #8, Wanaque, NJ, 07465 | $640,000

LAST ONE LEFT - NEW CONSTRUCTION in quiet residential area, backs to woods. End Unit boasts over 2300 sq. ft. (including garage), quality workmanship throughout. 3 finished levels, open concept floor plan on 2nd level w/amazing kitchen w/all the bells & whistles, cabinets to ceiling w/crown molding, huge center island that seats 6+, quartz counters, dining area, under cabinet lights, SS appliances & wine refrigerator! Oversized LR/DR combo w/electric FP, lots of windows that flood the space w/natural light. SGD to private deck overlooking woods. 2 large bdrms, Master features full bath w/luxurious shower & spectacular walk-in-closet w/custom closet system. 2 full & 2 half baths gives you a bath on every level. Beautiful hardwood floors throughout main levels. Ground level finished Family room w/ LPV floor, pwdr room & SGD walkout to private patio. 10 yr Builder warranty. Close to NYC transit. HOA approx $280

Features

  • Heating/Cooling: Gas,Hot Air,Multi-Zone
  • Amenities: None
  • Bedrooms: 2
  • Baths: 2 full / 2 half
  • Est. Taxes: $11,962
  • MLS#: 23032587
  • Days on Market: 204 days
  • Website: https://www.raveis.com
    /prop/23032587/20mountainavenue_wanaque_nj?source=qrflyer
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website. All information deemed reliable but not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Dee CeylanSales Associate

203.512.3520

Dee.Ceylan@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Mountain Avenue, #8, Wanaque, NJ, 07465

$640,000

Dee Ceylan

Sales Associate

William Raveis Real Estate

Phone: 203.512.3520

Dee.Ceylan@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $997 $997 $997
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,493 $3,449 $4,390
Total Monthly Payment $4,582 $4,538 $5,479

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.