2946 VT RT 101, Troy, VT, 05859 | $519,000

Spacious home on 3. 43 acres in beautiful Troy, VT. This Colonial style home was built in 2001 and shows like new, as it has been fully renovated from top to bottom in Spring of 2023 to include a new roof, vinyl siding, windows, doors, wiring, plumbing, custom designed kitchen, bathrooms, flooring, sheetrock and more! Open concept living, featuring 2480 sq. ft of finished living area with 3 bedrooms and 4 baths. The main level offers a large open kitchen/dining/living area, primary bedroom suite with a tiled shower & walk-in closets, mudroom and a half bath with laundry. Modern kitchen with custom built cabinetry, stainless appliances, quartz counters and a large island. The second level offers 2 bedrooms, an office and a family room. The walkout lower level has radiant heat, potential to easily be finished into additional living area and already includes a kitchen & ¾ bath. Additional features include an over-sized 2-car attached garage (30’x32’), composite back deck and a nice lawn area that is ideal for pets, gardening, wildlife viewing, etc. Serviced by a drilled well, on-site septic, propane heat & hot water and wired for generator back-up. ATV trail access and VAST snowmobile trail nearby. Country setting with long range mountain views, yet situated on a paved road with access to Comcast/Xfinity high-speed cable & internet. All located just a short distance to Jay Peak Resort, the Canadian border and amenities in Newport/Derby. This is a turn-key ready home.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 1 full / 2 three-quarter / 1 half
  • Style: Colonial,Walkout Lower Level
  • Year Built: 2001
  • Garage: 2-car Garage
  • Heating: Baseboard,Radiant
  • Cooling: Other
  • Basement: Concrete Floor,Full,Stairs - Interior,Walkout,Interior Access
  • Approx Sq. Feet: 2,480
  • Acreage: 3.43
  • Est. Taxes: $3,913
  • Lot Desc: Country Setting,Mountain View,Open,Trail/Near Trail,View,Wooded
  • Elem. School: Troy School
  • Middle School: Troy School
  • High School: North Country Union High Sch
  • School District: North Country Supervisory Union
  • MLS#: 4974905
  • Website: https://www.raveis.com
    /prop/4974905/2946vtrt101_troy_vt?source=qrflyer
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Listing courtesy of Jim Campbell Real Estate   Phone: 802-334-3400
Listing Agent: Ryan Pronto

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NMLS Mortgage Loan Originator ID 793093

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2946 VT RT 101, Troy, VT, 05859

$519,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $415,200 $415,200 $415,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,832 $2,797 $3,560
Total Monthly Payment $3,250 $3,215 $3,978

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.