175 Needlewood LOOP, Debary, FL, 32713 | $394,900

BACK TO MARKET WITH NEW ROOF TO BE INSTALLED BEFORE CLOSING! Darling home in DeBary Woods community with new flooring throughout, this ADORABLE 3 Bedroom, 2 Bathroom home is everything you have been looking for. TRIPLE pane Hurricane impact windows keep this home comfortable and cozy with vaulted ceilings in the living areas and low energy bills. Vinyl fenced yard the backs up to a service road for a gated community, means no rear neighbors. Plus enjoy the storage of the 8 x10 shed. The kitchen has a closet pantry, large granite peninsula for cooking or craft projects. The Master Bathroom has dual sinks in granite countertop, beautiful Walk-In Shower with updated glass door in addition to a GARDEN TUB, a private Water Closet and Walk In Closet. The second bath is also updated with granite and updated glass shower enclosure. There is a GAS BURNING fireplace in the Family Room with wood-look Laminate flooring and ceiling fans in almost every room. There are sliders in both the Family Room and Primary that lead out to the amazing, OVER SIZED FLORIDA ROOM under heat and air a great VIEW of the GREEN SPACE behind the house. This will be where a lot of time is spent and many memories will be made. Even with all this, there is more to get excited about. RECENT UPDATES INCLUDE NEW VINYL LAMINATE FLOORING IN LIVING, DINING, & FAMILY ROOMS, NEW NEVER LIVED ON CARPET IN ALL BEDROOMS, NEW LIGHT FIXTURES IN DINING AND DINETTE, NEW MICROWAVE. THE HVAC and Water Heater have been updated within 10 years or less and the HVAC has 2 UV filters for good air quality and maintenance contract till March, 2025. Located next to DEBARY COUNTRY CLUB and minutes to Publix, WalMart, Home Depot, Lowes and so much more shopping and dining, this is an area that puts you in close proximity to everything. The DEBARY SUNRAIL STATION is just minutes away as is access to I-4 and SR417. Don't let this one get away!

Features

  • Rooms: 14
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 112
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1999
  • Garage: 2-car Garage Door Opener
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,121
  • Acreage: 0.2
  • Lot Size: 80 x 112
  • Est. Taxes: $1,293
  • HOA Fee: $75 Quarterly
  • Lot Desc: City Lot, Landscaped, Level, Near Golf Course, Sidewalk
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: O6131917
  • Days on Market: 229 days
  • Website: https://www.raveis.com
    /prop/O6131917/175needlewoodloop_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 2:09:45 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 407-352-1040

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

175 Needlewood LOOP, Debary, FL, 32713

$394,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $315,920 $315,920 $315,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $108 $108 $108
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,155 $2,100 $2,664
Total Monthly Payment $2,338 $2,283 $2,847

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.