Palma Sola Shores gem! This manufactured home offers a location and a price you can't beat for your new Florida home or winter getaway. Come enjoy the wonderful Florida lifestyle found here at this pristine, 2bd/2ba home with a perfect location across from the pool. Move-in ready with a great floor plan, eat in kitchen, large living area, enclosed porch, yard and extra storage room with washer and dryer. A/C replaced in 2021, water heater replaced in 2019 and year built is 1976. This active 55+ community boasts a fabulous location adjacent to Palma Sola Bay where you can enjoy fishing off the large dock on Palma Sola Bay, fantastic sunsets, kayaking from the community lift, watching dolphins or Manatees at play from the dock, heated pool, shuffleboard courts and other amenities found at the clubhouse. This is a land owned community with low monthly maintenance fees that even include your water, cable and internet. Enjoy being in a waterfront community while being in an "X" flood zone just a short distance from Palma Sola Bay. This sought after park has a fantastic location. Short drive to Anna Maria Island where you can enjoy the gorgeous beaches, restaurants and shopping. Sorry, no pets, rentals or golf carts allowed in this community. *HOA fees are 245 per month
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,078 | $1,372 |
Total Monthly Payment | $1,228 | $1,215 | $1,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.