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Presented by
John Wetmore |
4761 VT Route 12, Barnard, VT, 05031 | $599,000
This well crafted cottage was designed to serve as a comfortable guest house for the family and friends of a local builder known for quality workmanship and high standards. With a convenient location, in desirable Barnard, just minutes away are found year round recreation on Silver Lake, gourmet dining at the respected Barnard Inn, and shopping/casual meals at the Barnard General Store. A short drive brings all the numerous amenities of historic Woodstock Village! Truly a wonderful weekend destination! The interior of the cottage feels immediately welcoming! The advantages of a manageably sized small home are readily apparent. An open floor plan benefits from well placed windows with peaceful woodland views. Some features of note are beautiful wood flooring throughout, living room with brick hearth and attractive propane fueled cast iron stove, butcher block wood counters in the bright and practical kitchen space, a generously sized bedroom, a bonus room for use as home office or den, and a well situated bathroom. The front of the home benefits from a screened porch providing space for outside dining or casual sitting areas if the weather turns inclement. The rear of the home benefits from a large deck which could be the space for outside grilling and dining. A well built cottage, in a superior location! Equally suited for enjoyment as a beloved four season vacation retreat or for occupancy as a manageably sized small home for full time residency!
Features
- Rooms: 4
- Bedrooms: 1
- Baths: 1 three-quarter
- Style: New Englander
- Year Built: 1995
- Heating: Baseboard,Hot Water,Stove - Gas
- Cooling: None
- Basement: Concrete,Crawl Space,Unfinished,Interior Access
- Approx Sq. Feet: 896
- Acreage: 2.1
- Lot Desc: Country Setting,Landscaped,Level,Open,Slight,Sloping,Trail/Near Trail,View,Wooded
- Elem. School: Barnard Academy
- Middle School: Woodstock Union Middle Sch
- High School: Woodstock Senior UHSD #4
- School District: Windsor Central
- MLS#: 4974615
- Website: https://www.raveis.com
/raveis/4974615/4761vtroute12_barnard_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/10/2024
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
John WetmoreRegional Vice President / Broker
802.457.1515
JohnW@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4761 VT Route 12, Barnard, VT, 05031
$599,000
John Wetmore
Regional Vice President / Broker
William Raveis Real Estate
Phone: 802.457.1515
JohnW@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,269 | $3,228 | $4,141 |
| Total Monthly Payment | $3,361 | $3,320 | $4,233 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484