Lattingtown Harbor. Welcome to this stunning new construction in Lattingtown Harbor. Nestled at the end of a tranquil cul-de-sac, this home offers a grand entrance with a circular driveway and meticulously landscaped gardens illuminated by up lighting. The charming front porch welcomes you as you approach the property. Upon entering through the impressive bronze double iron doors, you're greeted by a 2-story foyer graced with a dazzling chandelier and a sneak peek of the custom curved staircase leading to the upper level. To the right of the foyer, you'll find the formal living room, complete with a wet bar featuring a wine fridge and a remote-controlled gas fireplace encased in granite. On the left, the spacious family room awaits, featuring another fireplace. The heart of the home resides in the expansive eat-in kitchen and dining area, equipped with two islands and two walk-in pantries. Adjacent to the kitchen is a bedroom with an en-suite bath, a linen/coat closet, a powder room, and a practical mudroom. Stepping down the side stairs, you'll find access to the expansive yard, an oversized swimming pool, and a patio. The lower level of the house features a finished basement and a three-car garage. Upstairs, you'll discover five more bedrooms, each boasting a full en-suite bathroom. The primary suite stands out with a walk-in closet, a spacious bathroom featuring both a shower and soaking tub, and private balconies with views of the front and back yards. For added convenience, a laundry room is located on the second floor. Radiant heating is featured in the basement and all bathrooms. HOA dues are $3, 500 yearly, which gives you access to the private beach for exclusive access to boating, water activities and beach days throughout the summer. This home offers the perfect size and all the necessary amenities for a serene and luxurious lifestyle on the North Shore.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,719,200 | $2,719,200 | $2,719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $3,157 | $3,157 | $3,157 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $16,743 | $18,091 | $24,062 |
Total Monthly Payment | $20,025 | $21,373 | $27,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.