HERE IS A HOME THAT HAS AMPLE SPACE FOR ALL!! A HIDEAWY IN THE MIDDLE OF BEAUTIFUL LITCHFIELD HILLS CLOSE TO WEST HILL LAKE, SKI SUNDOWN AND FINE DINING. THIS HOME OFFERS THREE BEDROOMS IN THE MAIN PORTION OF HOME PLUS ADDITIONAL SEPERATE IN-LAW APARTMENT. THE HOME ALSO FEATURES AN IMPRESSIVE FLOOR TO CIELING CENTER DOUBLE SIDED FIREPLACE WHICH CAN BE AN ADDED EXTRA HEATING SOURCE ALONG WITH AMBIENCE. ADITIONAL ADDED FEATURES ARE THE HARD WOOD FLOORS AND SOLID PANEL WOOD DOORS THROUGH OUT, NEW 50 YEAR ROOF, NEW HOT WATER HEATER. NEEDS EXTERIOR PAINTING AND UPDATING. THIS HOME IS NESTLED ON A COZY LOT SET BACK FROM THE ROAD WITH A TRANQUIL STREAM. ******SUBJECT TO Seller contracting and closing on home of choice**** sold "as Is" There is an additional fire tax to the town of New Hartford
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 13X16 | Upper |
Bedroom 2 | 13X14 | Upper | |
Dining Room | Vaulted Ceiling,Fireplace,Sliders | 12X12 | Main |
Kitchen | Country,Vinyl Floor | 9X13 | Main |
Living Room | Vaulted Ceiling,Fireplace,Wood Stove | 15X15 | Main |
Other | Main | ||
Primary Bedroom | Ceiling Fan,French Doors,Full Bath,Walk-In Closet,Wall/Wall Carpet | 14X19 | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,538 | $2,472 | $3,137 |
Total Monthly Payment | $3,232 | $3,166 | $3,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.