Presented byPat Biernat |
Welcome to Sunwatch on Island Estates in Clearwater Beach! A desirable waterfront property with resort-style amenities on this very popular island. Everything in this home has been renovated in a contemporary, elevated style. The residence is three bedrooms, two and a half baths plus a den and is the most desirable floor plan in the building. The kitchen has granite counters with a stunning waterfall edge island and white wood cabinets with soft close drawers. Plantation shutters open to beautiful views from the primary ensuite bedroom. The primary bathroom is tiled with dual quartz vanities, floating tub and walk-in shower. The den allows for a home office, tv room or other flex space without sacrificing a bedroom. The outdoor square footage adds so much opportunity for al fresco dining, watching the sunrise or just getting some fresh air. All bedrooms have their own outdoor space. Enjoy all impact windows and doors to two balconies with intracoastal views from the primary bedroom with a spa ensuite and custom walk-in closet with a second walk-in closet in a guest bedroom. The complex has two guest suites, tennis courts, party room, fitness room, billiards room, two pools, heated spa, covered pavilions, large pool deck, two gas grills, beautifully landscaped common areas, under building gated parking, bicycle racks, two elevators and a secured entrance. The association is well funded, well run and the property is freshly painted. All building studies are completed and there are no concerns about assessments. Walk, bike or take the trolley to the beach. The onsite marina often has boat slips for sale or rent. Come live on the island and enjoy paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,099,000
Broker Associate
William Raveis Real Estate
Phone: 239.269.6264
Pat.Biernat@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $765 | $765 | $765 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,998 | $5,849 | $7,841 |
Total Monthly Payment | $6,888 | $6,739 | $8,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.