INVESTOR ALERT! TOWNHOUSE Buy Today Rent Tomorrow NO HOLD restrictions, Short term, seasonal, or annual RENTAL. Superb Location: short walking distance to Fisherman's Village, (shopping, dining, entertainment, boat tours) harborside biking/walking paths, historic district of Punta Gorda, downtown shopping, dining, entertainment, festivals. Charming updated 2 STORY TOWNHOUSE: stainless steel appliances, granite counter tops, tile flooring (no carpet in unit), NEW hurricane windows, NEW roof, NEW hot water unit! First floor features kitchen, half bath, great room floor plan opening to a private screen lanai with garden access. UPSTAIRS Back bedroom has a fabulous view of Peace River and harbor walking path. Both Bedrms have plentiful closet and shelving spaces. Full bath splits the bedrms. Charlotte Bay Villas where PETS WELCOMED. HOA fees covers free laundry, ground maintenance, insurance on the building, flood insurance, water, sewer, & trash. Charlotte Bay Villas provides the opportunity to reside in the City Of Punta Gorda on Florida's tranquil South West Gulf Coast: within close proximity to beaches, shopping, restaurants, and medical facilities. Enjoy boating on Peace River & Charlotte Harbor.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$264,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,200 | $211,200 | $211,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $35 | $35 | $35 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,441 | $1,404 | $0 |
Total Monthly Payment | $1,551 | $1,514 | $110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.