22645 NE 105th Avenue ROAD, Fort Mc Coy, FL, 32134 | $374,000

Breezy waterfront living along Miles Kale Lake! Overlooking the sparkling spring-fed Miles Kale Lake in the quiet area of Fort McCoy, this property offers a total of two parcels that feature pristine shoreline and a combined 1. 12 acres. All of the acreage is fenced, with the two parcels being a gently shaded lot with the main residence and a secondary lot which has been left in a more natural state as a heavily wooded area. Move-in ready and fully furnished, this cozy lodge like Cottage rests on the eastern lot and offers plenty of sleeping space in the 1-bedroom or the spacious family room with beds for 4. This charming cottage features a large family room, a delightful kitchen with adjacent dining area, and a great screen-enclosed porch. All rooms have a restful view of the lake. This home offers a rustic aesthetic with lots of tasteful wood-work done throughout the home. A laundry shed is also attached to the home for added ease. A private boat ramp with a recently updated dock allows for easy enjoyment of the lake, opening up a variety of uses for those who enjoy spending time on their boat. Miles Kale Lake is a wonderful, natural Florida lake with a nice sand bottom and a few unique features that make it extra exciting– the lake has a gradual slope and is deeper than many other lakes in the area. The lake is great for boating on canoes, kayaks, jet skis, as well as power boats with other boats rarely being seen on the lake to provide little to no disruption on most days. Many other lakes are also in the area, making this an ideal property for those looking to discover the many activities Central Florida has to offer! If you’re ready to take in pristine water-front views or are looking for an income producing opportunity, this property is a wonderful option to consider!

Features

  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: 200 x 346
  • Laundry: Laundry Room, Other, Outside
  • Year Built: 1952
  • Garage: Driveway, Open
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 738
  • Acreage: 1.12
  • Lot Size: 200 x 346
  • Est. Taxes: $1,600
  • Lot Desc: In County, Landscaped, Private
  • View: Water
  • Elem. School: Fort McCoy School (K-8)
  • Middle School: Ft McCoy Middle
  • High School: North Marion High School
  • Appliances: Convection Oven, Dryer, Microwave, Refrigerator, Washer
  • MLS#: OM665878
  • Days on Market: 137 days
  • Website: https://www.raveis.com
    /prop/OM665878/22645ne105thavenueroad_fortmccoy_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2024 12:07:49 AM)
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22645 NE 105th Avenue ROAD, Fort Mc Coy, FL, 32134

$374,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,200 $299,200 $299,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.518%
Monthly Tax Payment $133 $133 $133
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,041 $1,989 $2,565
Total Monthly Payment $2,249 $2,197 $2,773

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.