109 Palmetto AVENUE, Anna Maria, FL, 34216 | $5,850,000

Welcome to your dream home on beautiful Anna Maria Island! This luxurious 4-bedroom, 4 1/2 bath home offers the ultimate coastal living experience, just steps away from the pristine sands and crystal-clear waters of the Gulf of Mexico. The heart of this home is the open-concept living area, which features large windows that flood the space with natural light, and walls adorned with beautifully crafted wood paneling that perfectly complements the beachfront setting, making you feel right at home in this coastal paradise. The great room invites you to relax on comfortable furnishings, while the adjacent dining area and gourmet kitchen make entertaining a breeze. The kitchen is equipped with stainless steel appliances, granite countertops, and a breakfast bar, making it a chef's paradise. Each of the four generously sized bedrooms boasts its own ensuite bathroom, providing privacy and convenience for all guests. The master suite is a true oasis. Step outside, and you'll find your own piece of paradise. The outdoor living space includes a spacious patio, perfect for enjoying a sunset cocktail. A private heated pool and spa offer year-round relaxation, while the lush tropical landscaping adds to the sense of tranquility. Beyond your private oasis, Anna Maria Island offers an array of activities and attractions, from water sports and fishing to charming boutiques and world-class dining. And of course, the sugar-white sands and azure waters of the beach are just a few steps away, providing endless opportunities for sunbathing, swimming, and beach combing. This 4-bedroom ensuite home on Anna Maria Island is not just a vacation rental; it's a coastal retreat where memories are made, and relaxation is paramount. Call us for your private showing today.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: Elevated
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,445
  • Acreage: 0.13
  • Est. Taxes: $10,298
  • Pool: Gunite, Heated, In Ground, Lighting
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4579810
  • Days on Market: 152 days
  • Website: https://www.raveis.com
    /eprop/A4579810/109palmettoavenue_annamaria_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 8:06:30 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Sandra ScaranoLicensed Real Estate Salesperson

914.646.9322

Sandra.Scarano@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

109 Palmetto AVENUE, Anna Maria, FL, 34216

$5,850,000

Sandra Scarano

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.646.9322

Sandra.Scarano@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $4,680,000 $4,680,000 $4,680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.838% 6.851% 6.915%
Monthly Tax Payment $858 $858 $858
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $31,530 $30,354 $41,414
Total Monthly Payment $32,513 $31,337 $42,397

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.