NEW Price improvement! Welcome Home! This beautifully updated waterfront home is just waiting for new owners. Immediately notice the tropical landscaping and the large front porch where you can enjoy your morning coffee. Once inside your eye is drawn to the tasteful terracotta style floor tile that is fluid thorough the entire house (including the back porch). No mismatched flooring here! Open and airy the breeze flows beautifully through from porch to porch with the windows open. (Trust me, I experienced it) Let me tell you about this kitchen - it's a chef's dream! Tons of gorgeous cabinets, triple sink, a kettle faucet over the GAS range with an elegant backsplash. That's not all, there is stainless steel appliances and for convenience -the microwave is tucked into the cabinetry under the counter. The HUGE granite island will be the gathering point for all your family holidays as well as those quick weeknight suppers. However, if you prefer a more formal affair, the dining room area is large enough to accommodate an 8 person table. Both bedrooms are oversized and boast newer fans. The master bath features beautiful custom shower tile as well as trendy beadboard, newer lighting fixtures and a skylight! The updates continue - the house has newer windows, newer hot water heater, new propane tank (the stove is GAS) and newer attic insulation. The AC is 5 years old (serviced yearly) and a recent inspection after hurricane Idalia (by the way the house DID NOT GET A DRIP OF WATER INSIDE) said the roof has plenty of life left! Lets talk about what's out back for the fisherman in the family! Not one, but TWO docking points for your boat. A 7000lb boat lift complete with electricity, running water, and a GRANITE fish station as well as a floating dock that was recently refinished. After a relaxing day on the water, come home and rinse off in the outdoors shower, then relax in the fenced backyard with your fur babies or on the screened lanai. The open Gulf of Mexico is only a few minutes away, not to mention you are close to shopping and TIA is only 45 min away. As an added bonus - the seller is willing to pay for the rest of the years home owners and flood insurance! Call today for your private appointment.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,674 | $2,605 | $3,305 |
Total Monthly Payment | $3,097 | $3,028 | $3,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.