Welcome to 828 Palm Harbor Court, this beautiful home is situated on a quiet cul-de-sac lot that overlooks a wide canal that takes you to Big Lake Harris, part of the renowned Harris Chain of Lakes. NO HOA. This home has it all. . . Waterfront, Pool and plenty of living space. The home features 3 bedrooms, 3 and half (3. 5) bathrooms with 3296 heated and cooled square feet and was built in 1999 with a 2-car garage. As you pull up you will immediately take notice to the long circular driveway. And just wait until you see all of the Natural lighting that this home has to offer! When you enter through the front door, you're greeted by soaring ceilings, beautiful windows allowing tons of natural lighting, gleaming hardwood floors and spacious living areas that flow together seamlessly. The Family room has amazing views of the water and plenty of space for sitting to enjoy the view and maybe reading a book. The gourmet kitchen features Corian countertops, custom cabinetry with lots of storage and plenty of seating at the bar top or the breakfast nook—everything you need for preparing delicious meals and spending time with your loved ones! You have a formal dining room with waterfront views for you to enjoy while having supper or maybe enjoying an evening of card games with family and friends. The Living room features a gas burning fireplace, lots of space for lounging and watching TV and a wonderful view through the sliding glass doors of the pool. The Master bedroom has a poolside view, a with an en-suite master bathroom. The Master bathroom features doubles sinks with lots of countertop space and storage, a stand-up shower, jacuzzi tub, the large walk-in closet and a beautiful Waterview. The Upstairs is where you will find the 2nd bedroom with a full bathroom and a large walk-in closet and of course amazing views of the water. The Casita features the 3rd bedroom with a full bathroom to include a standup shower. This is a great space to use as an at home office or if you have friends and family looking to stay for a while. The pool is just the right size for lounging and taking in some Florida sunshine. The pool deck has been freshly painted and has a built-in gas grille with a small wash basin. The location of this beauty cannot be any better. . . You have all the perks of being on the water and can easily take a boat ride to all of the waterside restaurants, boutiques and local festivals that are hosted at the local downtowns OR take a short drive to your favorite restaurant and then spend some time shopping or listening to a local band. Your options are endless! This waterfront dream home can be yours if you act fast – schedule a showing today before it’s too late! The roof was replaced in 2019, AC replaced 2021, water heater replaced 2020, Dock updated 2023. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual tour with this link: https: //flashback. aryeo. com/videos/a6ed62de-0d50-4327-9ab6-5e225b304f1d
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $557 | $557 | $557 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $4,042 | $5,145 |
Total Monthly Payment | $4,742 | $4,691 | $5,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.