In town living at it's best awaits at this 1882 Victorian home renovated with period charm galore! The inviting wrap around porch leads to the entry offering pocket doors with antique stained glass panels opening into the family room. Features in the family room include built-ins which incorporate a desk area and Murphy bed, perfect for overflow guests! Charming dining room has hosted many a celebration with ample room and features entry door to porch and pocket doors with stained glass panels. Living room has architectural curved walls enhancing the warmth and beauty of this home. Renovated kitchen w/white cabinetry, granite counters and quaint eating area overlooks the private property enhanced by porch leading to a charming entertaining oasis where you will want to spend your outdoor time here overlooking flower gardens surrounding the property. Continue up the curved staircase to second floor with primary suite plus additional bedroom and full bath. Third floor features third bedroom and walk in attic for storage or potential expansion. The inviting . 47 acre manicured property offers two oversized detached garages for a total of 4 cars. Over one of the two car garages, let your imagination picture an artist studio, office or whatever you desire. Possible sub division. In town living doesn't get much better with city water, city sewer and endless potential on this in town gem! Walk to town, dining, shopping, park, playground, commuter bus and all Ridgefield offers!
Type | Description | Level |
---|---|---|
Bedroom 1 | Full Bath,Wide Board Floor | Upper |
Bedroom 2 | Wall/Wall Carpet,On 3rd Floor | Upper |
Dining Room | Bay/Bow Window,Balcony/Deck,Built-In Hutch,Hardwood Floor | Main |
Eat-In Kitchen | Remodeled,Granite Counters,Half Bath,Laundry Hookup,Tile Floor | Main |
Family Room | Built-Ins,Hardwood Floor | Main |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Bay/Bow Window,Full Bath,Wide Board Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $916 | $916 | $916 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,516 | $5,967 | $8,014 |
Total Monthly Payment | $6,557 | $7,008 | $9,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.