WHAT A BEAUTIFUL SETTING FOR THIS SPACIOUS HOME! Located away from the road right on Hall Stream! Wonderful open land to serve whatever your needs and likes. The sunroom and deck are where you will want to spend some time relaxing and admiring the beautiful mountain views as well as the water flowing close by. Enter this home by a mudroom in the rear. Inside are very high ceilings to the open living room-kitchen-dining area giving that airy feeling. Rooms are bright with many windows. Large island in the kitchen with seating. Woodstove in the living room for that warm secondary heat. Open stairway leads to a huge loft where you could easily partition a bedroom if enclosed is preferred and still have lots of space looking down to the main living area. Bath in the loft needs to be completed as well as laying down the floor. Great built-ins already. Back to the main floor is a multi -use room possibly dining room or office, the primary bedroom and a 3/4 bath with laundry. The front half of the walkout basement could easily be finished. Has 3 sets of french doors bringing the outdoors. It is already plumbed for a 1/2 bath. Some finish work needed but nothing that will stop you from loving this home. Storage building, ATV access is direct on the road, snowmobile by private trail. Great every day year-round location or easy, comfortable get-away that you will not want to leave! (Subject to seller finding suitable housing)
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,600 | $319,600 | $319,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,180 | $2,124 | $2,695 |
Total Monthly Payment | $2,586 | $2,530 | $3,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.