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Live the small beach-town lifestyle in this beautiful waterfront condo in Dunedin, Florida, just steps from the causeway leading to Dunedin Beach and Honeymoon Island. Enjoy breathtaking views of St. Joseph Sound and watch dolphins play right from your living room. Nearly floor-to-ceiling windows frame the expansive water and island views, filling the home with natural light and coastal serenity.
Designed in a modern coastal style, this condo features plank tile flooring throughout, recessed lighting, and a spacious open-concept layout that connects the kitchen, breakfast bar, and living area. The cabinetry—custom designed for the property in 2017—is being beautifully replicated by the association’s insurance contractor, along with matching high-end finishes and appliances.
The split-bedroom layout provides privacy, with the primary suite offering direct water views and access to the private patio. The en-suite bathroom serves as a tranquil retreat with a walk-in shower and custom closet system. Additional highlights include impact-rated windows and doors, window shutters, ceiling fans in all rooms, updated electrical panel, side-by-side washer and dryer in a hall laundry closet, and locked second-floor storage.
Although the condo was affected by the 2024 Helene storm, only the lower portion of the walls sustained damage. The association’s insurance is covering all restoration costs, including drywall, cabinetry, and appliance replacement. Completion is expected by the end of November.
Island Tower offers exceptional waterfront amenities: a heated pool, fishing pier, kayak launch and storage, shuffleboard courts, and firepits along the seawall. The clubhouse is being fully restored, featuring an updated kitchen, theater room, fitness center, pool table, and more.
The location is unbeatable—just minutes from Honeymoon and Caladesi Islands, the Pinellas Trail, and Dunedin’s local eateries, boutiques, and waterfront parks.
The monthly condo fee of $767. 24 includes Spectrum cable and internet, water, trash, exterior maintenance, insurance, and property management.
Whether you seek a serene coastal retreat or an active outdoor lifestyle, this luxury waterfront condo at Island Tower delivers the perfect balance of comfort, style, and convenience. Schedule your private showing today!
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.443% | 5.648% |
| Monthly Tax Payment | $584 | $584 | $584 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,298 | $2,458 | $3,235 |
| Total Monthly Payment | $2,957 | $3,117 | $3,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.