Launch your Kayak into Lake Seminole! Less than 10 year old above-average constructed home with 9. 3 foot ceilings throughout, and deep (134 ft) backyard to accommodate a free-form pool with large lanai! Lowest insurance premium to pay & 5-Year Home Warranty Plan for buyer offered! Welcome home to this 2015 built 2-story 4-bedroom home in private, gated “ENCLAVE at Lake Seminole” – steps to the lake, yet NOT in a flood zone! Upon entering you are greeted by attractive 9. 3' ceilings and durable wood-laminate floors throughout. Take note that the MASTER BEDROOM is located DOWNSTAIRS (Baypoint Model by Domain Home), featuring a large walk-in closet, master bath with a Garden soaking tub, walk-in shower, Silestone counter tops, double vanity and a private commode. The large Chef's EAT-IN KITCHEN is the central hub of this home, complete with wood cabinets, upgraded appliances, kitchen island, pantry, architectural arches & Granite counters overlooking the inviting GREAT ROOM. Sliders opening up to a cozy back porch and picturesque yard – perfect for entertaining and hosting barbecues with family and friends. 3 full bedrooms plus a small hobby room, den or office, a full bathroom, and spacious laundry room are located on the 2nd floor. Each closet is individually lit and vented and 2 A/C systems allow to control temperatures separately on each level. Other features include a wireless alarm system, two attic accesses, hurricane shutters, ceiling fans, ample shelves and EXTRA OVERHEAD STORAGE in garage, RING door bell, private mailbox, a shingle hip roof that meets wind mitigation standards, new paved double driveway, quaint front porch, sprinklers on sensors (Pinellas County Utilities), beige-vinyl fencing, tropical landscape & splendid sunsets! The Enclave is a deed-restricted 15-homes gated community with its own private access and fishing pier on Lake Seminole, $175 monthly HOA fee covers ground maintenance near entrance, gates, private roads and sidewalks, common areas, community fishing dock on Lake Seminole; annual rentals, and 2 large dogs permitted. Located a few minutes to new Seminole City Center, schools & St. Petersburg College, Seminole Rec Center, post office, shopping, Movie theater, restaurants, 10 minutes to Gulf Beaches and a 25-min. drive to Tampa International Airport! Free Membership to the Seminole Rec Center (113th St. ) with large public swimming pool, lots of classes, pickleball, and workout machines! Call to see this move-in ready and turn-key home today! Seller is willing to pay down buyer's interest rate - call for details.
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Our Executive Mortgage Banker:
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$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,253 | $5,412 |
Total Monthly Payment | $4,787 | $4,734 | $5,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.