This home is ready for quick delivery! THE DEBUT OF THE WILLOW WITH A 436 SQUARE FOOT FINISHED BONUS ROOM AND WALK OUT BASEMENT. . . This new build features nice open spaces with 9' first floor ceilings// first floor den//office. Quartz kitchen with ample breakfast bar opens to breakfast area with sliders to 12x16 trex decking. Massive fireplaced family room provides lots of room for comfortable entertaining. . . nice custom finishing touches continue to be the trend for "THE OAKS" neighborhoods. . . crown molding and hardwoods throughout the first floor. . . formal dining room tray ceiling and custom wood work. . . easy entryway from the garage provides drop zone with cabinetry and pantry//coat closets. . . . 2nd floor features 3 walled tiled shower in the primary suite. . . double vanities in both bathrooms!. . . the 436 square foot 2nd floor bonus room provides many options for today's lifestyle!. Need even more space? The walk-out daylight basement offers ample natural light with a slider AND 2 double window 2 to grade out back. Nice 320 square foot lower-level walkout finished room with heat and A/C! Similar construction in finishing stages to view in our current neighborhood. . . Assessment and taxes are to be determined.
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Our Executive Mortgage Banker:
Our Insurance Division:
$858,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $686,800 | $686,800 | $686,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,118 | $4,455 | $5,983 |
Total Monthly Payment | $4,210 | $4,547 | $6,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.