186 Vine CIRCLE, Punta Gorda, FL, 33982 | $285,000

Builder in-house financing offers a start rate as low as 5. 75%. Terms and conditions to be met to qualified buyers, and rates and fees subject to change at any time. Why go through the hassle of building when you can move right into this brand new 2 bedroom, 2 bath home with 1 car garage located in the rural community of Peace River Shores. This home offers open floor plan with great room concept and provides lots of flexibility in arranging your living space. Features include beautiful wood plank laminate flooring throughout and recessed lighting. The kitchen is equipped with warm wood cabinetry, stainless appliances, and granite counter tops. Master bedroom has walk in closet and private en suite bath with custom tiled Roman shower. Other features include impact resistant windows, public water, and dedicated laundry room. Proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the Gulf of Mexico. And quick drive to historic downtown Punta Gorda and popular Fishermen's Village with quaint shops and cafes. And easy access to Interstate 75 with Sarasota and Tampa to the North and Fort Myers and Naples to the South. Quiet community, yet all conveniences and amenities nearby.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 120
  • Laundry: Laundry Room
  • Year Built: 2023
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,070
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $518
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7480946
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/C7480946/186vinecircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 2:17:13 PM)
Listing courtesy of RE/MAX ANCHOR OF MARINA PARK   Phone: 941-740-7053

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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186 Vine CIRCLE, Punta Gorda, FL, 33982

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.538%
Monthly Tax Payment $43 $43 $43
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,555 $1,515 $1,955
Total Monthly Payment $1,673 $1,633 $2,073

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.