** Cash or Conventional loan only due to manufactured home built prior to 1977** Check out this AMAZING property that features not 1 but 2 homes sitting on just over 1. 5 acres. The main home (double wide) has 2 bedrooms, 2 bathrooms, and a 10x20 bonus room that could be used as another bedroom or office. There is also a front screened in porch and a small screened in mud room in the back. The home has a newer kitchen that was completely redone down to the studs, newer appliances, newer vinyl flooring in the living areas, a wet bar with a sink, and a walk in shower in the master bath with double grab bars for safety. The detached apartment/ in law suite is a 1 bedroom, 1 bath with a small bonus room that could be used as a nursery or office, totaling 720 sq ft. The bathroom has washer and dryer hookups. New vinyl plank flooring in living areas, newer windows, newer stove and fridge (march 2023), and new siding (2023). Attached to the apartment is a 20x40 garage that has roll up doors at each end with electric and its own breaker box. Out front is a gazebo, great for entertaining with water water and electric. there is also tons of storage space and a fenced in dog run. Newer 3 ton 2021 AC and water softener 2022. the possibilities are endless here! Live in one unit and rent out the other or perfect for extended family. Enjoy the quiet country living while only being a few miles from all the shopping, restaurants, and entertainment of The Villages. Only miles from Lake Griffin state park and The Lake Harris Chain of Lakes, known for its bass fishing.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,999 | $191,999 | $191,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,310 | $1,276 | $1,619 |
Total Monthly Payment | $1,539 | $1,505 | $1,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.