Presented byKevin Corda - The Millington Team |
This lakefront home is a stunning example of low-country luxury in in the sought-after Oyster Bay Harbour Community. The home's naturally lit floorplan offers 3 bedrooms, 2. 5 bathrooms, 2 dedicated office spaces and multiple places to sit and relax both indoors and outdoors while overlooking the picturesque lake. The primary suite on lower level. Not-to-miss high-end features include a NEW Trane whole house generator, newer roof (2021), new interior paint, crown molding & custom woodwork, custom built-in cabinetry, coated garage floor, high ceilings, interior plantation shutters, exterior storm shutters, granite countertops, whole house vacuum, gas cooktop, tankless hot water heater, and much more! Neighborhood amenities include community pool and clubhouse, clay tennis courts, children's playground, and a RV/boat storage lot. An optional membership to the Oyster Bay Yacht Club includes access to an in-neighborhood restaurant, pool, dock and deep water boat slips.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,800
Sales Associate
William Raveis Real Estate
Phone: 203.455.1323
Kevin.Corda@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,840 | $799,840 | $799,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,389 | $5,254 | $7,078 |
Total Monthly Payment | $5,481 | $5,346 | $7,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.