9765 Cold River Road, Shrewsbury, VT, 05738 | $720,000

This 200 year old Farmhouse provides modern conveniences while retaining old world charm. Parts of the house have been fully modernized. You sleep at night in the oversized master bedroom suite, surrounded by windows overlooking 4 ½ acres. You awake to the sound of birds chirping, with views of the pond and old stone walls. The property sits on a quiet country road, but is not isolated in the woods - a perfect compromise for someone transitioning from a metropolitan environment. Easy access to well maintained roads during the winter take you to two nearby ski areas, and in the summer, to multiple lakes and hiking trails, like the Long/Appalachian trail. The house has 3 bedrooms, 2 1/2 baths, an oversized kitchen with appointed modern appliances, a formal dining and living room. The basement has a cistern converted for wine storage with an 8-10 case capacity and consistent 55-60 degree temperature naturally all year round. The grounds provide an abundance of fruit from the 16 apple trees, 2 pear, a cherry, a peach, a perennial Rhubarb plant, blueberry, wild blackberry and raspberry bushes. There are stands of perennial flowering plants, bushes and trees throughout Spring and Summer. The entire grounds trees and plants are Organic. The foliage explodes into hues of yellow, orange and red in the fall. Being offered fully furnished.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Farmhouse
  • Year Built: 1830
  • Garage: 1-car Garage
  • Heating: Baseboard,Radiant,Radiator
  • Cooling: None
  • Basement: Storage Space,Unfinished,Interior Access,Stairs - Basement
  • Approx Sq. Feet: 2,928
  • Acreage: 4.6
  • Est. Taxes: $6,844
  • Lot Desc: Country Setting,Landscaped,Level,Open,Pond,Wooded
  • Elem. School: Shrewsbury Mountain School
  • School District: Shrewsbury School District
  • MLS#: 4967911
  • Website: https://www.raveis.com
    /prop/4967911/9765coldriverroad_shrewsbury_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/21/2024
Listing courtesy of Engel & Volkers Okemo   Phone: 802-975-0338
Listing Agent: Gail Beardmore

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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9765 Cold River Road, Shrewsbury, VT, 05738

$720,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $576,000 $576,000 $576,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.625% 7.375% 6.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.157% 7.522% 6.780%
Monthly Tax Payment $570 $570 $570
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,077 $3,978 $5,014
Total Monthly Payment $4,739 $4,640 $5,676

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.