Under contract-accepting backup offers. MAINTENANCE FREE LIFESTYLE - This 55+ age-restricted, 2 BR/2 BA, gated condominium complex is located in the "Chain of Lakes" city of Winter Haven, FLORIDA, and provides 1, 347 sq. ft. of living area & awesome views! The monthly association fee INCLUDES WATER, SEWER, TRASH FIBER OPTIC CABLE & INTERNET, PRIME HD PKG, 2 BOXES & DVR SERVICE, CONDO RESERVES, MANAGER, USE OF RECREATIONAL FACILITIES, USE OF SHARE POINT CAR CHARGER and ASSIGNED COVERED PARKING SPACE. The extra large beautifully remodeled kitchen features custom cabinets, The entire Lakeridge building is scheduled to get new dual-pane insulated windows and a modern up-to-date exterior paint color in 2024. The extra large beautifully remodeled kitchen features custom cabinets, granite tops, tiled backsplash, pantry cabinet, an appliance garage, lazy Susan's, many drawers, under-counter lighting, a breakfast bar, upgraded faucet, and all appliances. The bright and light open floorplan has plenty of storage closets and no carpeting. A 15' X 14' master bedroom easily accommodates a king-size bed with plenty of room to spare and a custom designed walk-in closet, master bathroom with walk-in shower, vanity with granite tops, & bonus floor-to-ceiling storage cabinets. Bedroom #2 has easy access to the hall/guest bath with tub/shower combination. The washer/dryer are included with the sale. Lakeridge is a very friendly complex w/ social activities offered if you wish to participate. Lakeridge Condominiums amenities include a heated pool (in winter), tennis, shuffleboard, community room, gated entrances & security lighting. Convenient to shopping, movie theatre, places of worship, groceries, medical & restaurants. Extra assigned storage bin on the same floor. Make this your full-time home or winter home! Use of SharePoint car charger provided for those with an electric car. Call and make your showing appointment today! Non-Smoking Property.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,120 | $119,120 | $119,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $813 | $792 | $1,005 |
Total Monthly Payment | $1,016 | $995 | $1,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.