Welcome to K. Hovnanian's Four Seasons 55+ Gated Community. This is a beautiful "St. Lucia" two bedroom and a large office (could be a third bedroom), welcoming front porch and sits on one of the largest properties in the community (50'x187'). This is a 4' extended model. The backyard is absolutely beautiful with mature landscaping and with so much room to put in your own pool. Features include: upgraded gardens, curbed bordered (6 separate beds) with upgraded plants (added 3 extra large plant beds to the builder’s inclusion), gutters, retractable lanai screening with remote control, two large lanai fans, fully fenced in backyard with 2 gates, upper flagstone patio, front door retractable screening, garage and attic solar fan, outside water softener, architectural features such as board & beam front hallway, garage entrance, guest bedroom, four crossed beams in recessed ceiling, tiled shower in guest bath (no bathtub combo), paneled glass doors in flex bedroom/studio, storage space is converted to small office with built in desk and upper cabinets (back craft cabinets not included), new cabinets in laundry room, ceramic planks through-out living area, carpeted bedrooms, quartz countertops upgraded “Lyra” pattern, extended bedroom with five large windows (solar window film and built in blinds with pulleys), window treatment in owner’s bath, large bathtub and walk-in shower, closet Monkey designed owner’s closet with (6) drawers, hooks, 26 shelves and shoe racks.
Garage sink, (3) foxtail palms added to front of house and one bottle palm added to back, ceiling fans in Owner’s bedroom, gathering room, flex room and retractable fan in guest bedroom (all with working remote controls, outside grill hooked up to natural gas line, garage shelfing, added lighting to gathering room for a total of 8 lights in recessed ceiling, two large windows in flex/office/bedroom, four recessed lights in flex/office/bedroom, recessed ceiling in foyer with chandelier, upgraded outside lighting, upgraded kitchen cabinets and drawers, large pantry with shelves, glass door cabinet in kitchen, two extra windows in gathering room / 3 sliding doors open to lanai, crown molding in all living spaces, all lighting installed is included, Frigidaire refrigerator included Garage programmable keypad, bathrooms finished with granite countertops. This beautiful home has it all. Enjoy the Oasis clubhouse and two large pools with a lap extension. There is a full time activities director and the clubhouse is open 7 days a week. Your day will be filled with so many activities included picketball, tennis, shuffle board. K. Hovnanian Four Seasons is a guard gated community and you will absolutely love living here.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $691 | $691 | $691 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,503 | $4,458 |
Total Monthly Payment | $4,330 | $4,286 | $5,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.