Under contract-accepting backup offers. PRICE ADJUSTMENT on this beautiful Key West style pool home in highly desirable Oldsmar with 4 bedrooms, 3 1/2 bathrooms, solar panels for low electric bills, and an assumable government loan at just 2. 75%! Located on a quiet cul de sac (no through traffic!) on nearly an acre of land with lush tropical landscaping backing up to conservation area for added privacy. At the main entry you're greeted with an inviting wraparound front porch. Step inside to a soaring vaulted ceiling that gives an open and spacious feeling, with hardwood floors throughout the main living area. The great room has a wood burning fireplace and two sets of French doors leading to screened back porches, and a huge rear deck that spans the length of the house and overlooks the large free form pool and spa. The master suite has two walk-in closets and a remodeled bathroom (2023) with two vanities, a whirlpool tub, and tiled walk-in shower. The remodeled kitchen (2022) is a chef's delight, including a Viking dual fuel range with pot filler and vent hood, GE Advantium (4 ovens in 1), Fisher & Paykel double drawer dishwasher, LG InstaView refrigerator, quartz counters, and large island with wine fridge and copper top (durable and naturally anti-microbial and anti-bacterial). Off the kitchen is a laundry room with utility sink and extra pantry storage, a half bathroom, and a wet bar/coffee nook that leads to the dining room. Upstairs are two more bedrooms, a loft area, and another remodeled full bathroom (2023). At the top of the house is a widow's walk (railed rooftop platform) offering stunning views of the surroundings, including Mobbly Bayou and beyond to Tampa Bay. Lifetime metal roof with a 10kW solar system installed in 2017 that reduces electric bills. Freshly painted exterior (2023). New water heater (2023). Salt-free, whole-house water softener. Newer AC (2016) with high efficiency system that includes a 12 year warranty and a halo air purifier. The pool includes a Polaris automatic cleaner and newer pool pump (2021). Loads of parking for guests, with a circular driveway in front plus a side driveway going to an oversized parking pad and covered parking for at 4 vehicles under the house. No HOA fees or restrictions. Living in the centrally located golf cart community of Oldsmar is delightful, with nature trails, parks, playgrounds, water views, great public schools, and easy access to Tampa Int’l Airport, gorgeous Gulf beaches, the Westshore business district, shopping, dining, healthcare, coffee shops, gyms and more.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 6.915% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,441 | $6,280 | $8,460 |
Total Monthly Payment | $7,055 | $6,894 | $9,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.