Welcome to Lake Joseph Estates. This elegant custom cedar-sided jewel is beautifully situated on over an acre with an expansive yard and a glimpse of the sparkling waters of Lake Joseph. The sunlit interior is welcoming with high ceilings and enormous space for entertaining guests. Features include floor to ceiling windows, hardwood floors, stone gas fireplace, two kitchens, and a flexible floor plan. Main level boasts a great room with chef's kitchen, living room with fireplace and dining area. Sliding glass doors lead to front and rear decks. Also on this level is main bedroom suite with walk-in closet, sliders to deck and ensuite full bath with double sinks, stall shower and jet tub. Second bedroom and another full bath as well as laundry room/ pantry occupy this floor. The lower level is complete with a third bedroom with its own entrance, the second kitchen, HUGE family room, den with sliding glass doors, and another full bath. This home is in a special location in the community where residents and their guests can walk to the amenities: inground pool, tennis and basketball courts. Lake is non-motorboat and is stunning! Members can enjoy fishing and wildlife, including the nesting Bald Eagles, in perfect peace.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $787 | $787 | $787 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,946 | $2,871 | $3,703 |
Total Monthly Payment | $3,824 | $3,749 | $4,581 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.