Under contract-accepting backup offers. No storm damage - this newer stilt home weathered the storM beautifully! NEWER DIRECT GULF ACCESS HOME with 3 bedrooms + 2 bathroom + 2 car garage situated on ONE AND A HALF LOTS - 90 feet of water frontage instead of 60 feet; more room for your boats and your water toys!! Close to the GULF for quick access out with your boar! Deep water canal! This waterfront home was recently built in 2019 so everything is relatively new!! NEWER ROOF!! NEWER AC!! NEWER Windows and doors!! NEWER Seawall, cap and knee wall! NEWER Dock! NEWER EVERYTHING and you don't have to wait for it to be built!! Short term rentals allowed! OPEN FLOOR PLAN! Light and bright! Lots of natural light - just feels good inside!! Modern railing! Gorgeous, upgraded home near the cul de sac with over 90 feet on the water! Spacious main floor offers 1, 785 sq ft of living space! The bottom floor is a HUGE blank canvas! 4, 478 total sq feet! Large covered, screened-in balcony lanai along the back of the home overlooking the backyard and water - spacious for entertaining and relaxing to the sunrises to start your days or grilling out after a day of boating and fishing!! Gorgeous ceramic tile plank floors throughout the whole home!! The master bedroom is VERY LARGE with a VERY SPACIOUS MASTER ENSUITE BATHROOM with dual sinks, granite countertops, large ceramic tiled walk-in shower, private toilet closet, two large walk-in closets, connected laundry room to one of the master closets! Private balcony off the master suite facing west for sunsets! Second bathroom also has a granite countertop and large ceramic tiled shower! Gorgeous open kitchen and floor plan makes this home feels spacious, light and bright! White upgraded cabinets, granite counter tops and breakfast bar, kitchen dinette, large family room, large screened and covered back lanai with modern horizontal railing to enjoy your waterfront views, beautiful sunrises, and occasional dolphins in the canal! Easy pull through half circle driveway! Grand entrance! Breakaway walls down stairs for a closed in garage/and SO MUCH EXTRA SPACE! Easy to maintain landscaping! Fenced yard for pets! NO HOA! Garage is deep for 2 cars or adda second garage door to the right of the stairs to add additional inside parking spaces! New seawall, cap, and knee wall. . . and new dock in 2018! Quick and easy access to the Gulf of Mexico! Enjoy hanging out with friends in your boat on the flats, boating to Anclote Island for gorgeous white sand beaches you can pull your boat up to to swim! Enjoy a short ride up to the Homosassa River and/or Crystal River for swimming in the springs and with the manatees! A beautiful lifestyle on Hernando Beach with restaurants, bars with live music, nature preserve hiking, and a strong community feeling! Waterfront living with direct gulf access, no bridges to go under, and low flood insurance (only an AE flood zone).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,502 | $4,391 | $5,886 |
Total Monthly Payment | $5,173 | $5,062 | $6,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.