Family beach house for sale, only one home from the beach with many great views of the stunning colors of the Gulf of Mexico with its clear blue and green water, seen from the living area, the deck and each bedroom. Zoned for weekly rentals and no street side parking. Take a virtual tour of the property please – visit here: https: //tours. vtourhomes. com/10477thstholmesbeachfl?b=0. The lovely breakfast setup on the deck also serves as a stupendous afternoon and evening location to take in the incredible backdrop of the magnificent beach sunsets nightly. This is a generational home that has never been rented and has been meticulously maintained. Built of solid block with solid concrete foundation pillars that are buried well into the ground below. The oversized garage can fit at least four vehicles and has a homemade changing area built by the owner for his loving wife, tremendous ceiling height, and access to a storage closet that is below the interior staircase. You have enclosed access to the home directly from the garage to an interior staircase. Once inside, you will find a generous floor plan within this two-bedroom, two-bath beach house, a larger kitchen that is open to the living and dining room with a large closet pantry in the kitchen and wine cooler refrigerator inside a beautiful hutch to hold your collection. Windows throughout allow you take in the views of the Gulf’s sand and surf, even boaters in the distance and the tropical scenery. Your beach house is being sold turnkey with a short list of exclusions. Each of the bedrooms and baths are quite ample in size. The primary bedroom has an oversized walk-in closet with an en-suite bath. Every detail of the home has a touch of elegance and class that also exudes the calmness, simplicity, and serenity that you desire at your beach house. Imagine waking up to the sound of waves crashing on the shore. The beach access is merely 100 feet from your property. A prime location on Anna Maria Island, this house in Holmes Beach has the luxury of being in the center of this 7-mile island. You have an idyllic choice of restaurants and shopping destinations, various island beaches, favorite marine activities, and historic sites.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,952,000 | $1,952,000 | $1,952,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $1,233 | $1,233 | $1,233 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $13,316 | $12,823 | $17,409 |
Total Monthly Payment | $14,673 | $14,180 | $18,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.