28944 Gin LANE, Punta Gorda, FL, 33982 | $1,299,000

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Welcome to the gated community of The Estates on Peace River in Punta Gorda, Florida! This beautiful custom home sits on a spacious 1. 36-acre parcel and features over 2780 square feet of air-conditioned living space. With four bedrooms, an office/den, three full baths, and a three-car side load attached garage, this home has plenty of room for everyone. The interior boasts many custom features, including a neutral decor with a beamed great room ceiling and decorative electric fireplace, tile flooring (except in the bedroom), tray ceilings, crown molding in many rooms, beautiful 8' single-panel doors, and 5" base trim. You will also find abundant interior storage, an instant hot water system, and dual-zone climate control. The designer kitchen features stone counters with a decorative backsplash, matching stainless appliances, stunning solid wood soft-close cabinetry, and a concealed custom walk-in pantry. The open floor plan has a split bedroom design for added privacy, and the roomy primary retreat boasts an en-suite bathroom with an impressive walk-in shower, a garden tub, and two custom-designed walk-in closets. The property also includes an irrigation well, an oversized paver-stone circle driveway, a 1500~ square foot rear screened pool enclosure with pavers, a built-in grilling station, and a heated saltwater pool. The house has highly efficient PGT impact windows and doors, a 24-gauge metal roof, underground utilities, a private dock with a paver stone walkway, and public water and sewer connections. The Estates on the Peace River is a master-planned community of just 28 . 9+ acre parcels, each with an assigned boat dock and access to the community boat launch and tiki hut pavilion. The community has a modern "coastal" motif and offers an old Florida lifestyle while providing ultra-convenient rural living with a modest monthly association fee. The Estates on Peace River is conveniently located just 1 mile from Charlotte County Emergency Services, 3 miles from shopping, 8 miles from Interstate 75 (exit 164), and 10 miles from historic downtown Punta Gorda and the Punta Gorda Airport (PGD). Take a drive and see The Estates on Peace River for yourself! The seller is motivated. Bring all offers.

Features

  • Amenities: Gated, Recreation Facilities, Security
  • Rooms: 14
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 215 x 133 x 112 x 285
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Florida
  • Year Built: 2023
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 2,586
  • Acreage: 1.36
  • Lot Size: 215 x 133 x 112 x 285
  • Est. Taxes: $517
  • HOA Fee: $300 Monthly
  • Lot Desc: In County, Landscaped, Level, Oversized Lot
  • View: Pool
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Number Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: C7478542
  • Days on Market: 278 days
  • Website: https://www.raveis.com
    /eprop/C7478542/28944ginlane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 1:47:10 PM)
Listing courtesy of RE/MAX ANCHOR REALTY   Phone: 941-639-1376

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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28944 Gin LANE, Punta Gorda, FL, 33982

$1,299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,039,200 $1,039,200 $1,039,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.851% 6.989% 6.936%
Monthly Tax Payment $43 $43 $43
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,001 $6,827 $9,196
Total Monthly Payment $7,169 $6,995 $9,364

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.