Presented byBrittani Kopp |
Charming and meticulously maintained 1870's Farmhouse featuring 3 bedrooms and 1 full bathroom. This home boasts a very large kitchen with an abundant amount of cabinets for anything you can possibly need to store in your new kitchen. Off the kitchen you will find a wonderfully large butler's pantry, which you do not see in newer homes today. Washer and Dryer are on the main floor. This home has great bones and needs a little TLC to make it your own. There was a new furnace and oil tank replaced in 2017 and all new windows upstairs in around 2000. Refrigerator in the home does not work. Property is being sold "as-is". Buyers agents please do your due diligence. Most of the furnishings of the home can be purchased separately.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
Sales Associate
William Raveis Real Estate
Phone: 631.553.9937
Brittani.Kopp@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,303 | $1,681 |
Total Monthly Payment | $1,680 | $1,646 | $2,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.