Take a 3D Tour OR Enjoy a Video Walkthrough here: Rebrand. ly/41drawbridge - This "Move-In" ready 4 BR, 2. 5 Bath waterfront home has breathtaking views of the cove and the Thames River. You'll be captivated by the open-concept main living area, which has a Dining Room that can accommodate a huge family. With 2 of the BRs on the 1st floor & the other 2 BRs on the 2nd floor, this home is perfect for a multi-generational family structure. There's an Unfinished 480 SF Bonus Area that has S/W/V plumbing already run to it so that you can add another full bathroom upstairs for that area. The home has an oversized 1-Car garage that's heated PLUS a huge heated workshop in the basement with radiant floor heating. Being built on an elevated peninsula location, the home is elevated above the flood zone, and you get to enjoy amazing sunsets over the Thames River. There's abundant parking divided between the large paved driveway and the gravel driveway + a parking spot for your boat or RV. The home has 3 forms of heat: Oil and propane-fired boilers providing BBHW and radiant heat along with tankless hot water PLUS, there are 2 wood stoves and a portable generator hookup! The home has city water and on-site septic. The house was built in 2 stages, with the main home being built in 1996 and then the Dining/Kitchen/Bonus areas being built in 2016-2017. Schedule your showing TODAY! Prior Buyer's financing fell through. This sale is contingent upon the Sellers securing suitable housing.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Walk-In Closet | Main |
Bedroom 2 | Main | |
Bedroom 3 | Ceiling Fan | Upper |
Bedroom 4 | Upper | |
Dining Room | Ceiling Fan,Sliders | Main |
Full Bath | Tub w/Shower,Vinyl Floor | Main |
Full Bath | Stall Shower,Vinyl Floor | Upper |
Half Bath | Main | |
Kitchen | Granite Counters | Main |
Living Room | Ceiling Fan | Main |
Other | Ceiling Fan,Wood Stove | Main |
Other | Laundry Hookup,Pantry | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $605 | $605 | $605 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,695 | $3,430 |
Total Monthly Payment | $3,426 | $3,392 | $4,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.