Great, Solid, 2 Bedroom, 2 Full bath home with Bonus Room. Nicely elevated and sits high and dry! New Metal Roof , New Fence surrounding back yard with gate for mowers or boats, Quality vinyl replacement windows and doors. Nice Studio , office space or Rec room on lower level and a new bath can easily be added. Lower level also features new Trane Mini Split. Fantastic deck on upper level overlooking the spacious back yard. There's plenty of room and privacy for a pool. Wonderful area that is convenient for shopping , yet also, a very private yard without close neighbors. Great price for a solid family home in the highly desirable area of Punta Gorda. Walking distance or short drive to restaurants, downtown, Publix , Fisherman's Village and Charlotte Harbor!! Have a drink with friends in your private, backyard, Tiki! Enjoy the Punta Gorda Lifestyle! Elevation 9 per FEMA.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $17 | $17 | $17 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,023 |
Total Monthly Payment | $1,729 | $1,687 | $2,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.