Essentially salt waterfront, this vintage 1931 Sears kit house has only a narrow strip of conservation land between it and the water with a stairway directly behind the property to a small beach for swimming or launching your kayaks. Super quiet location and nearly a half acre of gorgeous property this cottage in the Old Mayfair neighborhood exudes Cape Cod charm. In the same family since it was built and offered for the first time one can enjoy the original charm or build your dreamhouse on this superb site. Fabulous southwest views over the water with the stairs to it directly in front. Beach rights to a bigger beach around the corner as well and just a short distance to the Mayfair Boatyard. The year round home is rustic with dark paneling and open beams but has 3 bedrooms and 2 baths, 2 large enclosed porches, a living room with fireplace, eat-in kitchen and a detached garage. There's wood floors, a windowed attic, new roof and electric heat. Not in the flood zone. Sold mostly furnished. Rarely does such a property come available. Seller has installed a new 3 BR septic.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Wood | 24 x 15 | First |
Bedroom 3 | Flooring: Wood | 24 x 15 | First |
Kitchen | Flooring: Vinyl | 24 x 15 | First |
Living Room | Fireplace(s): Wood Burning,Flooring: Wood | 24 x 15 | First |
Master Bedroom | Flooring: Wood | 24 x 15 | First |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,066 | $3,961 | $0 |
Total Monthly Payment | $4,363 | $4,258 | $297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.