4/2, with large bedrooms. This move in ready home is all freshly painted inside and out. Super clean. Electronic locks. New garage door opener, new refrigerator, microwave, new washer & dryer. The A/C installed by the previous owner is believed to be only about 7 years old. This home and roadway is well above the water level even during high water times. All freshly painted inside and out and new designer window treatments. Super clean. Electronic locks. New garage door opener, new refrigerator, microwave, new washer & dryer. A white metal roof with high pitch keeps this home especially cool and energy efficient. Awnings shade the windows help maximize energy efficiency. The back of the home stays cool with 2 sets of triple double insulated windows that flood the Living room with natural light without direct sun exposure. All hardwood floors in excellent condition, open plan, spacious layout. Can be offered with or without furnishings. Astor is a quiet community, mostly retirees enjoying time boating, fishing and water activities. Boat ramp for your guests just 5 minutes over the bridge. Just 20 minutes to Daytona beaches. Deland, Orange city, Daytona all have major shopping areas. Orlando is about 45 minutes. Have your guests arrive with their own space on either side of a large covered dock with double boat lifts. The wide deep canal leads directly to the St John's River leading to Lake George, Silver Glen Springs, Alexander Springs and adventures south to multiple lakes in the Deland area. 2 car garage with additional workshop and storage shed. Easy landscaping maintenance and inexpensive lawn service. No HOA.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $376 | $376 | $376 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,811 | $2,776 | $3,561 |
Total Monthly Payment | $3,279 | $3,244 | $4,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.