4324 14th Street Circle, Palmetto, FL, 34221 | $2,990,000

Under contract-accepting backup offers. This stunning two-story home on the bay with breathtaking views is a dream come true for those seeking a luxurious and picturesque living experience all located on Snead Island. With three spacious bedrooms and two well-appointed bathrooms upstairs and an additional bedroom, bathroom, and bonus room downstairs, this residence offers ample space for both relaxation and entertainment. Upon entering the home, you instantly have bay water views from front to back. The open-concept design creates a seamless flow between the living room, dining area, and kitchen, making it perfect for hosting gatherings and enjoying quality time with family and friends. Multiple French doors throughout the living space allow for access to your extra large balcony for incredible water views. The kitchen is a chef's delight, featuring modern appliances, sleek granite countertops, and upscale cabinets with ample storage. Whether you're preparing a quick breakfast or hosting a gourmet dinner party, this well-designed space provides everything you need. The Master bedroom includes the exceptional water views, full walk-in tile shower, walk-in closet and large enough to include your own private office. Two more bedrooms upstairs with balcony access sharing the second full bathroom and two separate walk-in closets. The first floor includes a 4th bedroom or in-law suite, full bathroom and a huge bonus room with full French doors across the back of the home making great access to your backyard resort. Outdoor living is a highlight of this home as you step outside to your own private beach and new boat dock including a boat lift. Sit out on your dock and enjoy the dolphins and manatees or drop a rod in for all your fishing needs. Full 8 car garage with extra high ceilings and workshop. Some of the updates include a new boat dock, all new balusters around the home, fully painted inside and out, irrigation and landscaping, updates to the kitchen, new flooring in the bedrooms, and much more. Location doesn’t get any better with direct bay access, minutes from the yacht club and Emerson point. Don’t miss out on this incredible opportunity and schedule your private showing today!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 1984
  • Garage: 8-car Boat, Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Ground Level, Guest, Oversized, Tandem, Under Building, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 5,016
  • Acreage: 0.73
  • Est. Taxes: $25,266
  • Lot Desc: Cleared, FloodZone, Irregular Lot, Landscaped, Near Marina, Oversized Lot, Private
  • View: Water
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: A4576085
  • Days on Market: 301 days
  • Website: https://www.raveis.com
    /eprop/A4576085/432414thstreetcircle_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 1:05:27 PM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-758-7777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4324 14th Street Circle, Palmetto, FL, 34221

$2,990,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,392,000 $2,392,000 $2,392,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.838% 6.851% 6.915%
Monthly Tax Payment $2,106 $2,106 $2,106
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,115 $15,514 $21,167
Total Monthly Payment $18,346 $17,745 $23,398

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.