Welcome to 92 Middle Beach Road in Madison. This waterfront home was completely rebuilt three years ago and meets the most recent FEMA guidelines; allowing it to enjoy a basement and a three car garage. A large wrap around deck (44 X 18) has exceptional eastern and western views and easy access to your own sandy beach allowing you to swim, sail, build sand castles and so much more. The smart lay out allows for large gatherings, and a place to hide and relax with a glass of wine or enjoy an wonderful dining experience. The large gathering area on the main floor ( 30 X 23) has panoramic views, high ceilings, and a fireplace. The 4, 018 square feet of living space includes twelve rooms all with almost perfect views. The five en-suite bedrooms are large and inviting. The primary bedroom has two walls of glass and a 15 X 10 spa like bath. The second floor also includes an additional two room suite with a sitting room and a two bedroom suite. The 1, 172 square foot 3rd floor Bonus/ Guest area has exceptional views of Long Island, a bedroom, full bath and two additional sleeping areas. This home was designed with a future elevator in mind. 92 Middle Beach was built with the finest material and top quality construction throughout. Madison has easy access to the Shoreline East allowing connections to New York and Boston. This home is worthy of your inspection.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $4,200,000 | $4,200,000 | $4,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $3,935 | $3,935 | $3,935 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $25,181 | $27,241 | $36,587 |
Total Monthly Payment | $29,241 | $31,301 | $40,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.