13654 ALLAMANDA CIRCLE, Port Charlotte, FL, 33981 | $675,000

One or more photo(s) has been virtually staged. SELLER HAS MADE A MAJOR PRICE REDUCTION!!!! – YOUR COASTAL GULF ACCESS DREAM HOME AWAITS! This award-winning, custom-built Tim Towles home is your opportunity to own a stunning piece of paradise. Coastal-inspired and brimming with elegant upgrades, this home is situated on a saltwater canal with direct access to the Gulf of Mexico via Charlotte Harbor — offering nearly 50 miles of navigable waterways right from your backyard. Step through the grand double-door entry into a welcoming foyer that opens up to expansive living spaces, soaring ceilings, and immediate views of the sparkling pool and screened lanai. The open-concept layout is perfect for both relaxed living and entertaining, featuring 3 spacious bedrooms, a dedicated office/study, and a split floor plan for ultimate privacy. At the heart of the home is a gourmet kitchen complete with a large center island, butler’s pantry, and abundant space to gather and create. Whether you're a seasoned chef or simply love to host, this kitchen will exceed expectations. The luxurious primary suite is a private retreat with direct pool access, ample natural light, a generous walk-in closet, and a second oversized built-in closet. The pool area is thoughtfully designed with brick pavers, a convenient pool bath, and plenty of room to relax or entertain outdoors. Additional features include: Impact-rated windows and doors Three-car garage with pull-down attic stairs and insulated doors Irrigations, system and spacious laundry room. And seller is offering $10, 000 at closing toward installation of a seawall. This exceptional property offers both luxury and peace of mind — all in a prime waterfront location. Don’t miss your chance to make this exquisite home yours. Call today to schedule your private showing — you won’t be disappointed!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Florida
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,243
  • Acreage: 0.23
  • Est. Taxes: $1,337
  • HOA Fee: $120 Annually
  • Lot Desc: Cleared, Flood Insurance Required, In County, Landscaped
  • View: Pool, Water
  • Middle School: SKY Academy Englewood
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: C7477806
  • Days on Market: 911 days
  • Website: https://www.raveis.com
    /prop/C7477806/13654allamandacircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 3:29:21 AM)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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13654 ALLAMANDA CIRCLE, Port Charlotte, FL, 33981

$675,000

Team Sims

Sales Associates

William Raveis Real Estate

Phone: 239.572.2339

TeamSims@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $111 $111 $111
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,109 $3,234 $4,306
Total Monthly Payment $3,312 $3,437 $4,509

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.