Looks like a cape, lives as a custom semi-open floor plan colonial. BASEMENT: Full, part finished, storage room, utilities, desk, egress window, new paint *FIRST FLOOR: HW floors as seen, Formal DR, Oversized family room, Gourmet kitchen w/2 ovens, center island, peninsular, giant pantry, dining area, sliders to back deck, library area, office w/french doors, half bath, new paint. *SECOND FLOOR: Large master suite w/2 large walk in closets and full bath w/skylight, full hall bath w/skylight, additional king size BR and Queen size BR, laundry room w/skylight (room for possible 4th BR), new paint *Attic and knee-wall storage 2023 oven 2023 Bosch dishwasher 2023 paint 2022 driveway sealed 10/2021 Tyvek and Vinyl siding/front steps 10/2021 Outdoor lighting front and back and new deck outlets 2020 New single layer roof 9/2020 New pad and oil tank Less than 5yr old washer/dryer Less than 5yr old HW tank Newer wall oven 200 electric 2 zone CAC, 3 skylights that open Some newer windows Electric line/outlets ready for pool set up and outside lights IGS front and back Fenced Shed Deck Patio Mature landscape and flower beds Dog run . 43 acre property 10 ft double gate Newer garage door Newport Beach HOA-deeded beach and boating rights- $160 a year. Blue Ribbon EM Elementary school Choice of 3 top rated high schools-WHB, EPSM, CM 1. 3 miles to beach and marina No flood insurance needed Taxes with STAR 10, 752
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,999 | $599,999 | $599,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.538% |
Monthly Tax Payment | $988 | $988 | $988 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,042 | $3,988 | $5,145 |
Total Monthly Payment | $5,122 | $5,068 | $6,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.