10 Papaya STREET, #406, Clearwater, FL, 33767 | $1,869,000

Opportunities to own in beautiful Clearwater Beach are few and far between, and fewer in Mandalay Beach Club. Here is just such an opportunity in this lovely three bedroom, two and a half bath property located on the fourth floor with views of both the Gulf of Mexico and Clearwater Harbor. An over sized wrap around balcony presents the Gulf side overlooking the well maintained pool and recreation area, while a smaller balcony on the opposite side of the property lets the morning sun start your day off with the boats in the harbor. The entry gallery frames the Great Room directly ahead, but also offers the turn to the kitchen and first guest bedroom (with its own bathroom en suite!). Each bedroom features ceiling fans and walk in closets, along with Plantation shutters to handle the Florida sun. Ceramic tile throughout the condominium makes maintaining the property a snap, as do the newer Samsung washer and dryer. Stainless steel finish appliances offset the granite and wood cabinets in the open kitchen with plenty of prep space Both the Great room and Master bedroom have sliding glass door access to the large front balcony, while the east facing balcony is accessed from the kitchen. All windows feature plantation shutters as well as sliding Plantation shutter panels for the sliding glass doors. The master bathroom features a whirlpool tub, extended glass enclosed shower with an upgraded rain shower showerhead and built in bench, and even a bidet for the international touch. Enjoy all that Mandalay Beach Club has to offer including 24 hour security, assigned secured and covered parking, beach view pool and hot tub on the third floor overlooking the Gulf, billiard rooms, saltwater aquariums, and so much more. Take advantage of this opportunity to own in the heart of Clearwater Beach, and do it in style in this three bedroom oasis right on the beach!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Complex: MANDALAY BEACH CLUB CONDO
  • Year Built: 2002
  • Common Charge: $1,494 Monthly
  • Approx Sq. Feet: 2,015
  • Acreage: 0.8
  • Est. Taxes: $20,962
  • View: City, Garden, Water
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
  • MLS#: U8205796
  • Days on Market: 313 days
  • Website: https://www.raveis.com
    /prop/U8205796/10papayastreet_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2024 4:03:12 AM)
Listing courtesy of JMC RESORT PROPERTIES, LLC   Phone: 727-523-6400

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10 Papaya STREET, #406, Clearwater, FL, 33767

$1,869,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,495,200 $1,495,200 $1,495,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.000% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.851% 7.103% 7.041%
Monthly Tax Payment $1,747 $1,747 $1,747
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,200 $9,948 $13,335
Total Monthly Payment $12,072 $11,820 $15,207

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.