With the Wells River running along the eastern border, this property has all of Groton's natural beauty surrounding it as well as a comfortable amount of privacy. This Ranch-style home has three bedrooms, two full bathrooms, and plenty of entertainment or hanging space. The front deck is outfitted with furniture to enjoy the sun, and the hot tub on the side deck is ready for relaxation. The kitchen features granite countertops and a large center island, great for quick meals or setting up charcuterie for company. A dine-in kitchen space currently functions as the formal dining area. The downstairs has been used as an office for a functioning business as well as storage rooms, but the potential for the lower level is endless. The walk-out basement leads to a paved driveway, and the attached single car garage gives easy access for daily drivers or weekend cruisers. The detached 4000 square foot garage structure has been used for business. It could be used for personal endeavors, or the usage could continue as it has been. Everything is ready to go, office space, storage space, and a functional restroom for the garage structure give this a separate identity from the dwelling. Whether you're looking to live, play, and work all in the same lot, or if you have a desire to store and work on large pieces of equipment, this property has what you need to do so. See how your vision applies to this unique property.
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William Raveis Mortgage, LLC
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Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,164 | $4,081 |
Total Monthly Payment | $3,801 | $3,718 | $4,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.