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121 12th AVENUE, Indian Rocks Beach, FL, 33785 | $699,900
One or more photo(s) has been virtually staged. Two unique beach stone cottages for the price of one and room for a pool - located 800 feet from the white sands of Indian Rocks Beach. NEXT DOOR PROPERTY ALSO AVAILABLE BY SAME SELLER - A 1990's STILT SINGLE FAMILY HOME - $749K or $1, 475, 000 FOR 3 BUILDINGS ON 2 LOTS @ BLOCKS FROM THE GULF OF MEXICO. Front cottage has 2 BD, 1 BA and total 940 sq ft. Rear cottage has 1 BD, 1 BA and total 673 sq ft. Both have ceramic floor tile. Think of the possibilities, live in the front cottage and put the kids or the mother-in-law in the back cottage, or rent one for income. Would make great beach Airbnb rentals too! And how wonderful to own a piece of Indian Rocks history: "A short way down 12th Ave from the white sugar sands of Indian Rocks beach are these charming stone cottages built by stonemason O. G. Creel as a residence for his family. It was in the 1930's and 40's that the building spree began of stone houses in the surrounding neighborhood and beyond. About a dozen of Creel’s well-constructed stone houses remain in IRB. They often go unnoticed by casual passersby since they blend right in with the local old-Florida ambiance. The rocks were quarried near Crystal River, Florida, and trucked to the job sites. Creel’s construction methods were ahead of their time, as the thick stone-and-concrete walls were resistant to summer heat and strong winds. While Creel went on to build stone houses around the U. S. , Indian Rocks Beach is fortunate to have the largest surviving collection of these unique architectural gems. "
Indian Rocks Beach is more than nice. . . it's irresistible "too attractive and tempting to be resisted". The sand of Indian Rocks beach is white and becomes firmer as you get near the turquoise water. Sugary white sand is what Gulf coast beaches are all about. With small sand dunes, Indian Rocks Beach is among the nicest with clean sand that sparkles in the sun. Enjoy nightly skies ablaze sunsets as the sun slowly melts into the Gulf of Mexico. Indian Rocks Beach is known for over 2 miles of beautiful beaches and warm gulf waters. Less busy than Clearwater Beach, Madeira Beach or St. Pete Beach - relaxing IRB is perfect for short or long visits.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 50 x 114
- Laundry: Outside
- Style: Bungalow
- Year Built: 1940
- Garage: Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,385
- Acreage: 0.13
- Lot Size: 50 x 114
- Est. Taxes: $6,911
- Lot Desc: Flood Insurance Required, FloodZone, City Lot, In County, Near Public Transit
- View: Garden
- Elem. School: Mildred Helms Elementary-PN
- Middle School: Largo Middle-PN
- High School: Largo High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
- MLS#: U8201579
- Days on Market: 281 days
- Website: https://www.raveis.com
/prop/U8201579/12112thavenue_indianrocksbeach_fl?source=qrflyer
Listing courtesy of ILES REALTORS Phone: 727-667-2553
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
121 12th AVENUE, Indian Rocks Beach, FL, 33785
$699,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
| Monthly Tax Payment | $576 | $576 | $576 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,820 | $3,721 | $4,725 |
| Total Monthly Payment | $4,488 | $4,389 | $5,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388