This 4 BR colonial is under construction on prime lot in Watertown's newest subdivision, ASHFORD WOODS. This home displays an elegant design with a timeless appeal and includes all the modern amenities. With a first floor primary BR, this home offers convenience and comfort for homeowners who prefer easy access to their living spaces. Step in from your covered front porch to the large foyer with custom trim work which can easily can accommodate a piece of furniture. The open floor plan is perfect for those that love to entertain, with a spacious kitchen that is complete with sleek granite countertops and SS appliances. The center island accommodates 4 stools and the eat in area awaits your favorite dining table. The primary bedroom suite boasts moldings, a full bath & walk in closet. This home also offers a first floor mudroom with washer dryer hook ups, coat closet & guest bath conveniently located as you enter from the garage. The great room is both cozy and welcoming, with a gas fireplace that provides warmth and ambiance on chilly nights. Large sliders lead out to a side deck, allowing natural light to pour in and creating a seamless indoor-outdoor living experience. The upper level features 3 nice size bedrooms and a full bath. Bring your ideas, including game room, gym, home office or in law suite, to the unfinished basement that displays plenty of light. This quality built home includes propane heat, CAIR, city utilities and a two car garage. Co-owner/agent. LOCATION, LOCATION, LOCATION! This new 9 lot subdivision is located close to shopping and restaurants and has easy access to Rte. 8 and I-84 making this a dream for commuters. Homes in this subdivision have closed between $519k- $650K. New packages starting at $559K.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Walk-In Closet,Wall/Wall Carpet | 15X12 | Upper |
Bedroom 2 | Wall/Wall Carpet | 15.5X10 | Upper |
Bedroom 3 | Wall/Wall Carpet | 15X16 | Upper |
Family Room | Fireplace,Sliders | 24.5X16 | Main |
Kitchen | Granite Counters,Island | 24.5X16 | Main |
Other | 16X9.5 | Main | |
Primary BR Suite | Full Bath,Walk-In Closet | 12X15 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $473,600 | $473,600 | $473,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,231 | $3,148 | $4,061 |
Total Monthly Payment | $3,323 | $3,240 | $4,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.