Concerned about monthly mortgage payment? Seller will consider assisting with rate buydown or closing costs. Updated FOUR BEDROOM Putnam in the Family Friendly neighborhood of Oxford Oaks. Tremendous curb appeal with stacked stone and rock landscaping, multiple palm trees, and front porch with pavers. At over 2, 000 climate-controlled sq. ft. , the Putnam provides a popular open-concept, split-bedroom floor plan. The interior was recently updated with LUXURY VINYL PLANK flooring and FRESH PAINT throughout. Large open kitchen with STAINLESS appliances, Maple cabinetry, pull-out drawers, pantry, and breakfast bar. Kitchen opens to spacious dining and living areas with French doors to the screened lanai. The luxurious master bedroom suite boasts a large bedroom, walk-in closet, and en suite bathroom with dual sinks and a Roman shower. Bedrooms 2-4 all have built-in closets and one or more of them could be used as a den, home office, or craft room. Excellent outdoor space with a large screened lanai and additional paver patio off of the lanai that is perfect for grilling or outdoor dining. The large backyard has privacy landscaping and appears to have ROOM for a POOL. The expanded two-car garage provides plenty of room for your storage needs. Foundation stabilization report available upon request. Oxford Oaks is a non-age-restricted community built by The Villages®. Exclusive amenities include a large resort-style pool, playground, pickleball courts, tennis courts, basketball court, and outdoor exercise equipment. Conveniently located near the intersection of 466 & 301, Oxford Oaks is minutes from THE VILLAGES® CHARTER SCHOOLS, shopping, restaurants, banks, and The Villages® community. Walmart (1 mile), Fresh Market (1. 6 miles), and Publix (2. 5 miles) are right down the street on 466. Lake Sumter Landing (5. 4 miles) and Brownwood (7 miles) Squares in The Villages® offer various dining options, movie theaters, and nightly entertainment 365 days a year. PLEASE WATCH OUR VIDEO OF THIS FOUR BEDROOM HOME!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,965 | $1,914 | $2,429 |
Total Monthly Payment | $2,236 | $2,185 | $2,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.