305 Morningside DRIVE, Palm Harbor, FL, 34683 | $899,000

Welcome home to your new waterfront retreat! This 2 bedroom, 2 bathroom and bonus room home features an open floor plan. Located in the tranquil neighborhood of Baywood Village, this home is every boaters Paradise. The kitchen features recessed lighting, granite countertops, wood and glass paneled cabinets, newer stainless steel appliance’s, and a wine cooler for all of your entertaining needs. The dining area features panoramic windows that capture all of the waterfront views you can ask for. The master bedroom is spacious and features waterfront views and French doors that lead you out into your backyard paradise. The master bathroom and guest bathroom are both spacious and recently updated for a modern appeal. Entering through sliding barn doors, you enter the large bonus room which can be used for an office or additional sleeping quarters. The screened in patio is perfect for watching sunrises and taking in that fresh Gulf air. This home boasts 70 feet of seawall located on a deep water canal. The dock has running water, ship to shore power, deep water dredged, and two boat davits. Dock pilings are in place to hold up to a 45’ boat. This home is minutes away from Downtown Palm Harbor, Tarpon Springs Sponge-docks, and Downtown Tampa. Located minutes from some of Florida’s best beaches and schools, this home will not last long. Don’t miss your chance to make this beautiful home your own!

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 70 x 100
  • Year Built: 1959
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,310
  • Acreage: 0.16
  • Lot Size: 70 x 100
  • Est. Taxes: $6,310
  • Lot Desc: Flood Insurance Required, FloodZone, Street Dead-End
  • View: Water
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Trash Compactor, Washer, Wine Refrigerator
  • MLS#: U8203258
  • Days on Market: 262 days
  • Website: https://www.raveis.com
    /eprop/U8203258/305morningsidedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 5:03:29 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 813-253-2444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

305 Morningside DRIVE, Palm Harbor, FL, 34683

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.875% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.903% 7.014% 7.041%
Monthly Tax Payment $526 $526 $526
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,906 $4,725 $6,414
Total Monthly Payment $5,524 $5,343 $7,032

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.